Best First Time Buyer Mortgages
95% Mortgage
Fixed To
31/10/2029
Initial Rate
5.22%
Monthly Repayment
£746
Product Fees
£0
Annual Cost
£8,763
Fees and Charges
Booking Fee
Arrangement Fee
Valuation Fee
Other Fees
Cashback
Exit Fee
£0
£0
£0
£0
£1,000
£0
Features
Overpayments
Free Valuation
Free Legal Service
10% p/a
Yes
No
Early Repayment Charge
5% in Year 1
4.5% in Year 2
4% in Year 3
3% in Year 4
1.5% in Year 5
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 5.22% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £746 and 240 payments of £891. The overall cost for comparison is 6.6% APRC representative.
Cheapest
01244 267682
Best Remortgages
Fixed To
01/10/2029
Initial Rate
4.49%
Monthly Repayment
£694
Product Fees
£0
Annual Cost
£8,229
Fees and Charges
Booking Fee
Arrangement Fee
Valuation Fee
Other Fees
Cashback
Exit Fee
£0
£0
£0
£0
£500
£0
Features
Overpayments
Free Valuation
Free Legal Service
10% p/a
Yes
No
Early Repayment Charge
5% in Year 1
4% in Year 2
3% in Year 3
2% in Year 4
1% in Year 5
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.49% and then on a variable rate of 7.99% for the remaining 20 years would require 60 payments of £694 and 240 payments of £917. The overall cost for comparison is 6.7% APRC representative.
01244 267682
Cheapest
Best Buy To Let Mortgages
Fixed To
31/07/2029
Initial Rate
4.21%
Monthly Repayment
£438
Product Fees
£995
Annual Cost
£5,467
Fees and Charges
Booking Fee
Arrangement Fee
Valuation Fee
Other Fees
Cashback
Exit Fee
£0
£995
£0
£8
£0
£0
Features
Overpayments
Free Valuation
Free Legal Service
10% p/a
Yes
No
Early Repayment Charge
5% in Year 1
4% in Year 2
3% in Year 3
2% in Year 4
1% in Year 5
Representative example An interest only mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.21% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £438 and 240 payments of £858. The overall cost for comparison is 7.4% APRC representative.
Cheapest
01244 267682
Best Home Mover Mortgages
Fixed To
30/06/2029
Initial Rate
4.16%
Monthly Repayment
£670
Product Fees
£699
Annual Cost
£8,197
Fees and Charges
Booking Fee
Arrangement Fee
Valuation Fee
Other Fees
Cashback
Exit Fee
£0
£699
£0
£0
£0
£0
Features
Overpayments
Free Valuation
Free Legal Service
10% p/a
No
No
Early Repayment Charge
5% in Year 1
4% in Year 2
3% in Year 3
2% in Year 4
1% in Year 5
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.16% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £670 and 240 payments of £963. The overall cost for comparison is 7.0% APRC representative.
01244 267682
Cheapest
Rates obtained from Xplan Mortgages and are updated each Monday morning. Rates shown are based on cheapest products available. Products you can obtain may differ. David Williams trading as Greymere Finance (FCA No.944564) is an Appointed Representation of Julian Harris Mortgages Ltd (FCA No.304155) which is authorised and regulated by the Financial Conduct Authority No. 304155
Looking for a mortgage broker in Chester, Wrexham, Flintshire or Denbighshire? Greymere Finance offers mortgage advice both locally and nationally.
Contact us to get the best rates on 01244 267682