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Moving Home Mortgages

Getting The Best Deal On A Mortgage When Moving Home

Making Your Move: Getting a Mortgage for Your New Home

Are you in the process of moving home and looking to secure a mortgage that aligns with your needs? Whether you're upsizing, downsizing, or just seeking a change of scenery, navigating the mortgage market as a home mover can seem daunting. Fear not! Our experienced team at Greymere Finance offer independent mortgage advice and are here to guide you through the process, providing expert advice every step of the way.

Affordability and Additional Borrowing

Determining your affordability is a crucial step when moving house. Our experts will help you understand how much you can borrow, taking into account your income, expenses, and financial circumstances. We can also explore options for additional borrowing if needed. to get started, have a look at our mortgage calculators to see how much you might be able to borrow

Deposit and Cost of Moving

The amount you need for a deposit plays a significant role in your home-buying journey. As always, the bigger the deposit, the more options you have and the better your chance at getting a better rate. We can provide guidance on the ideal deposit size and explore options to ensure your move is as cost-effective as possible.

Mortgage Deals and Suitable Options

The mortgage market offers hundreds of deals, making it essential to find the one that best suits your needs. Our mortgage experts have access to the entire marketplace, enabling us to identify the most suitable deal for your circumstances.

Transferring Your Mortgage

Did you know that most mortgages are portable? This means you can transfer your existing mortgage to your new property if you're still stuck in a tie in period with your existing lender. While this process should be straightforward, our experts can provide advice on whether it's the best option for you.

Dream Home and New Builds

Finding your dream home is an exciting part of the moving process. Whether you're looking at a new build or an existing property, our team can assist you in securing the financing you need. Check out our top tips for viewing properties.

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Help to Buy

If you're considering anything to do with Help to Buy or Lifetime ISA's during your move, we have the expertise to guide you through this options, helping you make the right decisions.

Debt Consolidation

If you're thinking about debt consolidation during your move, we can talk to you about the pros / cons, different options and what you can and can't do. Before consolidating debt into a mortgage, have a look through our guide on debt consolidation to see if there might be any other option that could suit the situation better.

Hints and Tips for Home Movers

Our valuable hints and tips for home movers cover a wide range of topics, from selecting the right survey to understanding different mortgage types. We're here to ensure your move is as smooth as possible.

Independent Mortgage Advice

Our team of mortgage experts offer independent mortgage advice and are committed to finding the right mortgage solution for you. We'll navigate the mortgage market on your behalf, saving you time and effort. For more information on using a broker have a look at our top 5 reason to use a mortgage broker.

Making your move to a new home should be an exciting and fulfilling experience. Let Greymere Finance take care of your mortgage so you can focus on turning your new house into a home. Contact our expert team today at and let's embark on this exciting journey together. 

For more information you may want to look at our guides on buying a property

David Williams trading as Greymere Finance (FCA No.944564) is an Appointed Representation of Julian Harris Mortgages Ltd (FCA No.304155) which is authorised and regulated by the Financial Conduct Authority No. 304155

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Whatever type of mortgage rate you prefer, we've got you covered. The tables below show you this weeks best buys on offer.

Looking for a mortgage broker in Chester, Wrexham, Flintshire or Denbighshire? Greymere Finance offers mortgage advice both locally and nationally.

A few things to remember when considering which type of mortgage is right for you

  • Interest rate isn't everything. Look at the total amount you're going to repay over the initial period. This takes into account the monthly repayment, any fees and any cash back incentives.

  • Initial terms vary and comparing a 2 year, 5 year or 10 year isn't as simple as looking at the rate or total to repay. This needs careful consideration about your future circumstances. Also check out our guide on which type of mortgage is right for you

  • While best mortgage rates give a good idea of the market, this doesn't mean all rates will be available to everyone. Each lender has its own criteria which might consider someone's credit file, their job, the type or size of a property or your affordability.

  • If in doubt, just ask. We're happy to help.

Based on a mortgage of £125,000 at 50% LTV

Initial Rate
Fixed Till
Then
4.16%
30/06/2029
8.74%
4.17%
30/06/2029
8.74%
4.45%
02/08/2029
7.50%

* Rates updated weekly each Monday and based on cheapest products available. Products you can obtain may differ. 

Check out our mortgage calculator to see what you might be able to borrow

Contact us to get the best rates on 01244 267682

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