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Family in Kitchen

Life Insurance

For help finding the right provider and working out what cover you actually need speak to one of our experts who can talk you through all the available option when it comes to protection

Ideally we would all have adequate protection in place to cover any eventuality life could throw at us, however, we do need consider what we can afford.

 

Protection comes in many forms such as Life Insurance, Critical Illness Cover, Income Protection or a Family Income Benefit to name a few. Our expert advisers can guide you through all the different types, what's the most relevant to you and what you would want to leave behind for your family and loved ones

Our life insurance calculator should give you a idea of what we think should be in place to cover the likes of any outstanding mortgages or monthly rental commitments, outstanding credit commitments and your annual income currently going into the family home.

We also recommend considering if you have children under the age of 18, how much it costs to raise a child and the contributions that go towards the likes of school, university, weddings and help buying a house. According to the 2021 CPAG report the annual cost of a child stands at £8,927 up to age 18 and £3,446 per year if your child goes to university according to the 2017 Aviva report.

Other Calculators

Loan to Value

See what your loan to value would be

Buy to Let

See how much you could borrow based on your rent

BMI

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Life Insurance

Calculate how much life insurance you really need

Income Protection

See how much you could get if you went on long term sick

Loan Amount

Find out how much you could borrow

Cost

See what a residential mortgage would cost per month

Rental Yield

Find out the rental yield you could expect from a property

Based on a mortgage of £125,000 at 95% LTV

Initial Rate
Fixed Till
Then
5.22%
31/10/2029
7.49%
5.22%
31/10/2029
7.49%
5.24%
31/10/2029
7.99%

Based on a mortgage of £125,000 at 50% LTV

Initial Rate
Fixed Till
Then
4.49%
01/10/2029
7.99%
4.48%
31/07/2029
6.99%
4.48%
31/07/2029
8.24%

Based on a mortgage of £125,000 at 50% LTV

Initial Rate
Fixed Till
Then
4.21%
31/07/2029
8.24%
4.49%
31/07/2029
8.24%
4.54%
31/05/2029
8.49%

Based on a mortgage of £125,000 at 50% LTV

Initial Rate
Fixed Till
Then
4.16%
30/06/2029
8.74%
4.17%
30/06/2029
8.74%
4.45%
02/08/2029
7.50%

Looking for a mortgage broker in Chester, Wrexham, Flintshire or Denbighshire? Greymere Finance offers mortgage advice both locally and nationally.

Contact us to get the best rates on 01244 267682

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